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About
PayTech

PayTech is reimagining the payments ecosystem by integrating traditional methods with advanced technologies, transforming how businesses and consumers transact.

By offering secure, scalable solutions and focusing on user experiences, it turns payments into a strategic driver of value and customer loyalty.
Our
Services
01
FinTech Enablement
Unlock new growth potential with fintech enablement—streamline prepaid card issuance and elevate your customer experience!

02
Merchant Solutions
Elevate your business with our all-in-one Merchant Solutions—streamline payments, enhance customer experiences, and drive growth seamlessly!

03
RWA Tokenization
Transform your investment strategy with our comprehensive fractional ownership solutions—managing tokenization, trading, and asset servicing while prioritizing security and global partnerships!

04
Alternative Payments
Experience the ease of OTC trading for fiat and crypto—perfect for high-value transactions, offering personalized service and unmatched flexibility!

Why choose us
At PayTech, we’re more than just a payment company—we’re your payments solution partner in growth. Ready to elevate your payment solutions?

About us
Stuart Isted
CEO

Stuart Isted - Managing Director & Fintech Leader
With over three decades of experience in financial services and fintech, Stuart Isted is a proven Managing Director known for his exceptional leadership in driving business growth and strategic initiatives across the Middle East and Africa. Stuart has a deep understanding of regulatory compliance, risk management, and financial oversight, particularly in the crypto exchange and payments industries.
Stuart has held prominent leadership positions at global companies, including Crypto.com, Visa, First Data | Western Union, Network International, and Euronet Worldwide.
His extensive experience includes successfully developing innovative business strategies, managing portfolios with annual revenues exceeding $300 million, and consistently exceeding growth targets. As the Managing Director for the Middle East and Africa at Crypto.com, Stuart was instrumental in securing the first Full Exchange License and Operating Permit from the Virtual Assets Regulatory Authority (VARA), ensuring regulatory compliance and operational excellence. His strategic insights and operational oversight have made a significant impact on the global expansion of the crypto exchange market.
Stuart's career is marked by a relentless focus on technology innovation, particularly in the payment’s ecosystem. He has played a pivotal role in launching innovative fintech platforms, integrating cutting-edge payment technologies, and fostering strong partnerships with key industry stakeholders, including regulators, banks, and fintech companies.
His extensive experience includes successfully developing innovative business strategies, managing portfolios with annual revenues exceeding $300 million, and consistently exceeding growth targets. As the Managing Director for the Middle East and Africa at Crypto.com, Stuart was instrumental in securing the first Full Exchange License and Operating Permit from the Virtual Assets Regulatory Authority (VARA), ensuring regulatory compliance and operational excellence. His strategic insights and operational oversight have made a significant impact on the global expansion of the crypto exchange market.
Stuart's career is marked by a relentless focus on technology innovation, particularly in the payment’s ecosystem. He has played a pivotal role in launching innovative fintech platforms, integrating cutting-edge payment technologies, and fostering strong partnerships with key industry stakeholders, including regulators, banks, and fintech companies.
Taff Morris- Chief Operating Officer
With over 24 years of distinguished experience in the financial services and payments industry, Taff Morris is a dynamic and strategic leader known for driving business transformation and achieving remarkable revenue growth. Currently serving as Chief Commercial Officer at PayTech in Dubai, Taff has a proven track record of managing substantial portfolios exceeding $20 million annually and increasing profitability across various markets.
Taff's career is characterized by a commitment to excellence and innovation, underpinned by his expertise in business development, strategic sales, and operational management. His leadership extends to guiding country teams to not only meet but exceed revenue targets while optimizing operating costs. Taff has held prominent leadership positions at global companies, including Visa and Fiserv (First Data).
Outside of his professional endeavors, Taff is passionate about fitness, regularly participating in triathlons of varying distances.
Taff's career is characterized by a commitment to excellence and innovation, underpinned by his expertise in business development, strategic sales, and operational management. His leadership extends to guiding country teams to not only meet but exceed revenue targets while optimizing operating costs. Taff has held prominent leadership positions at global companies, including Visa and Fiserv (First Data).
Outside of his professional endeavors, Taff is passionate about fitness, regularly participating in triathlons of varying distances.
Hein van Dyk - Chief Operating Officer
Hein van Dyk brings over three decades of experience in the financial services and technology sectors to his role as Chief Operating Officer at Paytech. Known for his strategic vision and operational excellence, Hein has a proven track record of driving business growth and optimizing operational efficiency across diverse markets.
Before joining Paytech, Hein held senior leadership positions at various esteemed global firms, where he excelled in regulatory compliance, risk management, and business development. His tenure at these organizations saw him lead major strategic initiatives, enhance revenue streams, and exceed growth targets. Hein's expertise spans across traditional financial services, fintech, and digital transformation, making him an invaluable asset to Paytech’s leadership team.
His leadership style is characterized by a blend of strategic vision, hands-on operational management, and a deep understanding of the regulatory landscape in the Middle East and beyond. Hein is passionate about leveraging technology to drive sustainable growth and positioning businesses as leaders in the digital economy.
In his new role as COO, Hein is focused on driving operational effectiveness, fostering innovation, and building strategic partnerships to propel Paytech's growth and success. His commitment to excellence and forward-thinking approach ensures that Paytech remains at the forefront of the fintech industry in the Middle East and beyond.
Beyond his professional life, Hein is an avid outdoors enthusiast and an adrenaline chaser, reflecting his dynamic approach to both life and business.
Before joining Paytech, Hein held senior leadership positions at various esteemed global firms, where he excelled in regulatory compliance, risk management, and business development. His tenure at these organizations saw him lead major strategic initiatives, enhance revenue streams, and exceed growth targets. Hein's expertise spans across traditional financial services, fintech, and digital transformation, making him an invaluable asset to Paytech’s leadership team.
His leadership style is characterized by a blend of strategic vision, hands-on operational management, and a deep understanding of the regulatory landscape in the Middle East and beyond. Hein is passionate about leveraging technology to drive sustainable growth and positioning businesses as leaders in the digital economy.
In his new role as COO, Hein is focused on driving operational effectiveness, fostering innovation, and building strategic partnerships to propel Paytech's growth and success. His commitment to excellence and forward-thinking approach ensures that Paytech remains at the forefront of the fintech industry in the Middle East and beyond.
Beyond his professional life, Hein is an avid outdoors enthusiast and an adrenaline chaser, reflecting his dynamic approach to both life and business.
Stuart Isted - Managing Director & Fintech Leader
With over three decades of experience in financial services and fintech, Stuart Isted is a proven Managing Director known for his exceptional leadership in driving business growth and strategic initiatives across the Middle East and Africa. Stuart has a deep understanding of regulatory compliance, risk management, and financial oversight, particularly in the crypto exchange and payments industries.
Stuart has held prominent leadership positions at global companies, including Crypto.com, Visa, First Data | Western Union, Network International, and Euronet Worldwide.
His extensive experience includes successfully developing innovative business strategies, managing portfolios with annual revenues exceeding $300 million, and consistently exceeding growth targets. As the Managing Director for the Middle East and Africa at Crypto.com, Stuart was instrumental in securing the first Full Exchange License and Operating Permit from the Virtual Assets Regulatory Authority (VARA), ensuring regulatory compliance and operational excellence. His strategic insights and operational oversight have made a significant impact on the global expansion of the crypto exchange market.
Stuart's career is marked by a relentless focus on technology innovation, particularly in the payment’s ecosystem. He has played a pivotal role in launching innovative fintech platforms, integrating cutting-edge payment technologies, and fostering strong partnerships with key industry stakeholders, including regulators, banks, and fintech companies.
His extensive experience includes successfully developing innovative business strategies, managing portfolios with annual revenues exceeding $300 million, and consistently exceeding growth targets. As the Managing Director for the Middle East and Africa at Crypto.com, Stuart was instrumental in securing the first Full Exchange License and Operating Permit from the Virtual Assets Regulatory Authority (VARA), ensuring regulatory compliance and operational excellence. His strategic insights and operational oversight have made a significant impact on the global expansion of the crypto exchange market.
Stuart's career is marked by a relentless focus on technology innovation, particularly in the payment’s ecosystem. He has played a pivotal role in launching innovative fintech platforms, integrating cutting-edge payment technologies, and fostering strong partnerships with key industry stakeholders, including regulators, banks, and fintech companies.
Stuart Isted - Managing Director & Fintech Leader
With over three decades of experience in financial services and fintech, Stuart Isted is a proven Managing Director known for his exceptional leadership in driving business growth and strategic initiatives across the Middle East and Africa. Stuart has a deep understanding of regulatory compliance, risk management, and financial oversight, particularly in the crypto exchange and payments industries.
Stuart has held prominent leadership positions at global companies, including Crypto.com, Visa, First Data | Western Union, Network International, and Euronet Worldwide.
His extensive experience includes successfully developing innovative business strategies, managing portfolios with annual revenues exceeding $300 million, and consistently exceeding growth targets. As the Managing Director for the Middle East and Africa at Crypto.com, Stuart was instrumental in securing the first Full Exchange License and Operating Permit from the Virtual Assets Regulatory Authority (VARA), ensuring regulatory compliance and operational excellence. His strategic insights and operational oversight have made a significant impact on the global expansion of the crypto exchange market.
Stuart's career is marked by a relentless focus on technology innovation, particularly in the payment’s ecosystem. He has played a pivotal role in launching innovative fintech platforms, integrating cutting-edge payment technologies, and fostering strong partnerships with key industry stakeholders, including regulators, banks, and fintech companies.
His extensive experience includes successfully developing innovative business strategies, managing portfolios with annual revenues exceeding $300 million, and consistently exceeding growth targets. As the Managing Director for the Middle East and Africa at Crypto.com, Stuart was instrumental in securing the first Full Exchange License and Operating Permit from the Virtual Assets Regulatory Authority (VARA), ensuring regulatory compliance and operational excellence. His strategic insights and operational oversight have made a significant impact on the global expansion of the crypto exchange market.
Stuart's career is marked by a relentless focus on technology innovation, particularly in the payment’s ecosystem. He has played a pivotal role in launching innovative fintech platforms, integrating cutting-edge payment technologies, and fostering strong partnerships with key industry stakeholders, including regulators, banks, and fintech companies.
Taff Morris - Chief Commercial Officer
With over 24 years of distinguished experience in the financial services and payments industry, Taff Morris is a dynamic and strategic leader known for driving business transformation and achieving remarkable revenue growth. Currently serving as Chief Commercial Officer at PayTech in Dubai, Taff has a proven track record of managing substantial portfolios exceeding $20 million annually and increasing profitability across various markets.
Taff's career is characterized by a commitment to excellence and innovation, underpinned by his expertise in business development, strategic sales, and operational management. His leadership extends to guiding country teams to not only meet but exceed revenue targets while optimizing operating costs. Taff has held prominent leadership positions at global companies, including Visa and Fiserv (First Data).
Outside of his professional endeavors, Taff is passionate about fitness, regularly participating in triathlons of varying distances.
Taff's career is characterized by a commitment to excellence and innovation, underpinned by his expertise in business development, strategic sales, and operational management. His leadership extends to guiding country teams to not only meet but exceed revenue targets while optimizing operating costs. Taff has held prominent leadership positions at global companies, including Visa and Fiserv (First Data).
Outside of his professional endeavors, Taff is passionate about fitness, regularly participating in triathlons of varying distances.
Taff Morris
CCO

Taff Morris - Chief Commercial Officer
With over 24 years of distinguished experience in the financial services and payments industry, Taff Morris is a dynamic and strategic leader known for driving business transformation and achieving remarkable revenue growth. Currently serving as Chief Commercial Officer at PayTech in Dubai, Taff has a proven track record of managing substantial portfolios exceeding $20 million annually and increasing profitability across various markets.
Taff's career is characterized by a commitment to excellence and innovation, underpinned by his expertise in business development, strategic sales, and operational management. His leadership extends to guiding country teams to not only meet but exceed revenue targets while optimizing operating costs. Taff has held prominent leadership positions at global companies, including Visa and Fiserv (First Data).
Outside of his professional endeavors, Taff is passionate about fitness, regularly participating in triathlons of varying distances.
Taff's career is characterized by a commitment to excellence and innovation, underpinned by his expertise in business development, strategic sales, and operational management. His leadership extends to guiding country teams to not only meet but exceed revenue targets while optimizing operating costs. Taff has held prominent leadership positions at global companies, including Visa and Fiserv (First Data).
Outside of his professional endeavors, Taff is passionate about fitness, regularly participating in triathlons of varying distances.
Hein van Dyk - Chief Operating Officer
Hein van Dyk brings over three decades of experience in the financial services and technology sectors to his role as Chief Operating Officer at Paytech. Known for his strategic vision and operational excellence, Hein has a proven track record of driving business growth and optimizing operational efficiency across diverse markets.
Before joining Paytech, Hein held senior leadership positions at various esteemed global firms, where he excelled in regulatory compliance, risk management, and business development. His tenure at these organizations saw him lead major strategic initiatives, enhance revenue streams, and exceed growth targets. Hein's expertise spans across traditional financial services, fintech, and digital transformation, making him an invaluable asset to Paytech’s leadership team.
His leadership style is characterized by a blend of strategic vision, hands-on operational management, and a deep understanding of the regulatory landscape in the Middle East and beyond. Hein is passionate about leveraging technology to drive sustainable growth and positioning businesses as leaders in the digital economy.
In his new role as COO, Hein is focused on driving operational effectiveness, fostering innovation, and building strategic partnerships to propel Paytech's growth and success. His commitment to excellence and forward-thinking approach ensures that Paytech remains at the forefront of the fintech industry in the Middle East and beyond.
Beyond his professional life, Hein is an avid outdoors enthusiast and an adrenaline chaser, reflecting his dynamic approach to both life and business.
Before joining Paytech, Hein held senior leadership positions at various esteemed global firms, where he excelled in regulatory compliance, risk management, and business development. His tenure at these organizations saw him lead major strategic initiatives, enhance revenue streams, and exceed growth targets. Hein's expertise spans across traditional financial services, fintech, and digital transformation, making him an invaluable asset to Paytech’s leadership team.
His leadership style is characterized by a blend of strategic vision, hands-on operational management, and a deep understanding of the regulatory landscape in the Middle East and beyond. Hein is passionate about leveraging technology to drive sustainable growth and positioning businesses as leaders in the digital economy.
In his new role as COO, Hein is focused on driving operational effectiveness, fostering innovation, and building strategic partnerships to propel Paytech's growth and success. His commitment to excellence and forward-thinking approach ensures that Paytech remains at the forefront of the fintech industry in the Middle East and beyond.
Beyond his professional life, Hein is an avid outdoors enthusiast and an adrenaline chaser, reflecting his dynamic approach to both life and business.
Taff Morris
With over 24 years of distinguished experience in the financial services and payments industry, Taff Morris is a dynamic and strategic leader known for driving business transformation and achieving remarkable revenue growth. Currently serving as Chief Commercial Officer at PayTech in Dubai, Taff has a proven track record of managing substantial portfolios exceeding $20 million annually and increasing profitability across various markets.
Taff's career is characterized by a commitment to excellence and innovation, underpinned by his expertise in business development, strategic sales, and operational management. His leadership extends to guiding country teams to not only meet but exceed revenue targets while optimizing operating costs. Taff has held prominent leadership positions at global companies, including Visa and Fiserv (First Data).
Outside of his professional endeavors, Taff is passionate about fitness, regularly participating in triathlons of varying distances.
Taff's career is characterized by a commitment to excellence and innovation, underpinned by his expertise in business development, strategic sales, and operational management. His leadership extends to guiding country teams to not only meet but exceed revenue targets while optimizing operating costs. Taff has held prominent leadership positions at global companies, including Visa and Fiserv (First Data).
Outside of his professional endeavors, Taff is passionate about fitness, regularly participating in triathlons of varying distances.
Taff Morris
With over 24 years of distinguished experience in the financial services and payments industry, Taff Morris is a dynamic and strategic leader known for driving business transformation and achieving remarkable revenue growth. Currently serving as Chief Commercial Officer at PayTech in Dubai, Taff has a proven track record of managing substantial portfolios exceeding $20 million annually and increasing profitability across various markets.
Taff's career is characterized by a commitment to excellence and innovation, underpinned by his expertise in business development, strategic sales, and operational management. His leadership extends to guiding country teams to not only meet but exceed revenue targets while optimizing operating costs. Taff has held prominent leadership positions at global companies, including Visa and Fiserv (First Data).
Outside of his professional endeavors, Taff is passionate about fitness, regularly participating in triathlons of varying distances.
Taff's career is characterized by a commitment to excellence and innovation, underpinned by his expertise in business development, strategic sales, and operational management. His leadership extends to guiding country teams to not only meet but exceed revenue targets while optimizing operating costs. Taff has held prominent leadership positions at global companies, including Visa and Fiserv (First Data).
Outside of his professional endeavors, Taff is passionate about fitness, regularly participating in triathlons of varying distances.
Stuart Isted - Managing Director & Fintech Leader
With over three decades of experience in financial services and fintech, Stuart Isted is a proven Managing Director known for his exceptional leadership in driving business growth and strategic initiatives across the Middle East and Africa. Stuart has a deep understanding of regulatory compliance, risk management, and financial oversight, particularly in the crypto exchange and payments industries.
Stuart has held prominent leadership positions at global companies, including Crypto.com, Visa, First Data | Western Union, Network International, and Euronet Worldwide.
His extensive experience includes successfully developing innovative business strategies, managing portfolios with annual revenues exceeding $300 million, and consistently exceeding growth targets. As the Managing Director for the Middle East and Africa at Crypto.com, Stuart was instrumental in securing the first Full Exchange License and Operating Permit from the Virtual Assets Regulatory Authority (VARA), ensuring regulatory compliance and operational excellence. His strategic insights and operational oversight have made a significant impact on the global expansion of the crypto exchange market.
Stuart's career is marked by a relentless focus on technology innovation, particularly in the payment’s ecosystem. He has played a pivotal role in launching innovative fintech platforms, integrating cutting-edge payment technologies, and fostering strong partnerships with key industry stakeholders, including regulators, banks, and fintech companies.
His extensive experience includes successfully developing innovative business strategies, managing portfolios with annual revenues exceeding $300 million, and consistently exceeding growth targets. As the Managing Director for the Middle East and Africa at Crypto.com, Stuart was instrumental in securing the first Full Exchange License and Operating Permit from the Virtual Assets Regulatory Authority (VARA), ensuring regulatory compliance and operational excellence. His strategic insights and operational oversight have made a significant impact on the global expansion of the crypto exchange market.
Stuart's career is marked by a relentless focus on technology innovation, particularly in the payment’s ecosystem. He has played a pivotal role in launching innovative fintech platforms, integrating cutting-edge payment technologies, and fostering strong partnerships with key industry stakeholders, including regulators, banks, and fintech companies.
Taff Morris
With over 24 years of distinguished experience in the financial services and payments industry, Taff Morris is a dynamic and strategic leader known for driving business transformation and achieving remarkable revenue growth. Currently serving as Chief Commercial Officer at PayTech in Dubai, Taff has a proven track record of managing substantial portfolios exceeding $20 million annually and increasing profitability across various markets.
Taff's career is characterized by a commitment to excellence and innovation, underpinned by his expertise in business development, strategic sales, and operational management. His leadership extends to guiding country teams to not only meet but exceed revenue targets while optimizing operating costs. Taff has held prominent leadership positions at global companies, including Visa and Fiserv (First Data).
Outside of his professional endeavors, Taff is passionate about fitness, regularly participating in triathlons of varying distances.
Taff's career is characterized by a commitment to excellence and innovation, underpinned by his expertise in business development, strategic sales, and operational management. His leadership extends to guiding country teams to not only meet but exceed revenue targets while optimizing operating costs. Taff has held prominent leadership positions at global companies, including Visa and Fiserv (First Data).
Outside of his professional endeavors, Taff is passionate about fitness, regularly participating in triathlons of varying distances.
Taff Morris
CCO

Hein van Dyk
Chief Operating Officer

Hein van Dyk - Chief Operating Officer
Hein van Dyk brings over three decades of experience in the financial services and technology sectors to his role as Chief Operating Officer at Paytech. Known for his strategic vision and operational excellence, Hein has a proven track record of driving business growth and optimizing operational efficiency across diverse markets.
Before joining Paytech, Hein held senior leadership positions at various esteemed global firms, where he excelled in regulatory compliance, risk management, and business development. His tenure at these organizations saw him lead major strategic initiatives, enhance revenue streams, and exceed growth targets. Hein's expertise spans across traditional financial services, fintech, and digital transformation, making him an invaluable asset to Paytech’s leadership team.
His leadership style is characterized by a blend of strategic vision, hands-on operational management, and a deep understanding of the regulatory landscape in the Middle East and beyond. Hein is passionate about leveraging technology to drive sustainable growth and positioning businesses as leaders in the digital economy.
In his new role as COO, Hein is focused on driving operational effectiveness, fostering innovation, and building strategic partnerships to propel Paytech's growth and success. His commitment to excellence and forward-thinking approach ensures that Paytech remains at the forefront of the fintech industry in the Middle East and beyond.
Beyond his professional life, Hein is an avid outdoors enthusiast and an adrenaline chaser, reflecting his dynamic approach to both life and business.
Before joining Paytech, Hein held senior leadership positions at various esteemed global firms, where he excelled in regulatory compliance, risk management, and business development. His tenure at these organizations saw him lead major strategic initiatives, enhance revenue streams, and exceed growth targets. Hein's expertise spans across traditional financial services, fintech, and digital transformation, making him an invaluable asset to Paytech’s leadership team.
His leadership style is characterized by a blend of strategic vision, hands-on operational management, and a deep understanding of the regulatory landscape in the Middle East and beyond. Hein is passionate about leveraging technology to drive sustainable growth and positioning businesses as leaders in the digital economy.
In his new role as COO, Hein is focused on driving operational effectiveness, fostering innovation, and building strategic partnerships to propel Paytech's growth and success. His commitment to excellence and forward-thinking approach ensures that Paytech remains at the forefront of the fintech industry in the Middle East and beyond.
Beyond his professional life, Hein is an avid outdoors enthusiast and an adrenaline chaser, reflecting his dynamic approach to both life and business.

Testimonials
